Financing Options

We offer financing through FTL Finance, MiSaves, Wells Fargo and Microf:

Your heating and cooling system will not quit when it's convenient for you. It usually happens at the worst, most inopportune time! That’s why we work with multiple lenders to get your system back up and running stat! You can apply in the privacy of your own home and get a decision in minutes. Some of our lenders such as Microf even specialize in lending to below perfect credit clients. You can be assured that you will always be handled with respect and you will not be credit shamed. We can get you financed for an unexpected service call or for an emergency replacement project. Check out our lenders and find out which financing offer works for you!

Michigan Saves financing only applicable for equipment or services that are qualified as energy conservation improvements. Contact us for further details.  


  • Michigan Saves Contractor #: 101563
  • Michigan Saves Standard Program Code # - 9269
  • Phone number to LSI loan center: (877) 867-8522


Wells Fargo Financing

Buy today, pay over time with the Carrier® credit card, issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender.

With approved credit from Wells Fargo, you’ll enjoy:

  • Convenient monthly payments
  • Flexible financing options
  • Easy online account management

Plus, by taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account.  They’ll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.  Click the image below to apply online.

Hassle Free Monthly Payments with no credit necessary with Microf!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.
HVAC Repair
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I couldn’t ask for a nicer, more honest and reasonable company to work with.—Barbara